Hongkong insurance company suspended mainland customers UnionPay card payment premium UnionPay rumor adobe gamma

Hongkong insurance company to suspend mainland customers UnionPay card UnionPay UnionPay premium rumor response: the Union did not stop overseas insurance business card payment service, but can not buy UnionPay card has capital investment properties can only be used for life insurance, travel accident, and consumer related diseases often project insurance. Guangzhou daily news   (reporter Lin Xiaoli) October 28th evening, on the UnionPay will be suspended from October 29th, Hongkong insurance business consumption Channel News brush explosion circle of friends. In this regard, the International Union reply Guangzhou Daily reporter said that the Union did not stop overseas insurance business card payment service at the same time, in accordance with the emphasis on its regulatory policy requirements, UnionPay cards can not buy life insurance capital investment properties, and can only be used for accident and disease tourism consumption related insurance project. UnionPay policy has not changed, the message of the circle of friends is: UnionPay will close the Hongkong insurance business consumption channel, that is to stop the mainland customers brush UnionPay card payment premiums in Hong kong. UnionPay card is not applicable to paying life insurance and universal insurance premium in Hong Kong, only applicable to payment of accident insurance. The new arrangement will begin in October 29th. The scope of application is the insurance company of UnionPay card merchant in Hong kong. Reporters immediately to UnionPay international confirmation. UnionPay International said that the spread of the news, due to the recent International Union UnionPay issued "overseas insurance merchants accept domestic UnionPay card compliance guidelines" (hereinafter referred to as "guidelines"). But the aforementioned news is not accurate, the recent supervision and UnionPay policy remains unchanged, the "guidelines" issued only reiterated the relevant regulatory requirements and business rules, to ensure that the domestic UnionPay cards in the overseas compliance. Buy insurance limit 5000 dollars pen, according to the introduction, "guidelines" is currently in Hongkong trial, applicable to overseas insurance merchants in the POS terminal, Internet, mobile payment and other channels to accept the situation of China UnionPay card.                   UnionPay International said that in accordance with regulatory policy requirements, the domestic UnionPay card issued only for personal travel, consumer payments, not for capital and financial transactions. Therefore, the UnionPay card can only be used for the current insurance related to accidents, diseases and other tourism consumption, and can not buy the life insurance of people with the nature of capital project investment. The International Union also reminded that, since the overseas insurance belongs to the restricted category merchant category, domestic bank card to buy related insurance products, have a single $5000 limit, which not only can satisfy the reasonable demand of domestic cardholder micro insurance purchase, and to achieve the objective of investment restrictions involving capital insurance. Editor in chief: GDN006 香港保险公司暂停内地客户银联卡付保费 银联辟谣   银联回应:并未停止境外保险类商户的银联卡支付服务,但银联卡不能购买具有资本项目投资性质的人寿险,仅可用于与意外、疾病等旅游消费相关的经常项目保险。   广州日报讯 (记者林晓丽)10月28日晚间,关于银联将于10月29日起全面暂停香港保险业务消费通道的消息刷爆朋友圈。对此,银联国际回复广州日报记者称,并未停止境外保险类商户的银联卡支付服务,同时强调其按照监管政策要求,银联卡不能购买具有资本项目投资性质的人寿险,仅可用于与意外、疾病等旅游消费相关的经常项目保险。   银联政策近期未变   朋友圈热传的消息为:银联将关闭香港保险业务消费通道,即停止内地客户在港刷银联卡缴纳保费。银联卡在港刷卡不适用于缴付人寿保险及万用险保费,只适用于缴付意外保险。新安排将由10月29日开始执行。适用范围为全港现为银联卡商户的保险公司。   记者随即向银联国际求证。银联国际表示,上述消息的传出,缘于银联国际近日发布的《境外保险类商户受理境内银联卡合规指引》(以下简称《指引》)。但前述消息并不准确,近期监管和银联的政策并不变,《指引》的发布只是重申相关监管要求及业务规则,保证境内银联卡在境外的合规使用。   买保险限5000美元 笔   据介绍,《指引》目前在香港地区试行,适用于境外保险类商户在POS终端、互联网、移动支付等所有渠道受理境内银联卡的情况。            银联国际表示,按照监管政策要求,境内发行的银联卡仅可进行个人旅游、消费类支付,不得用于资本和金融项目交易。因此,银联卡仅可用于与意外、疾病等旅游消费相关的经常项目保险,不能购买具有资本项目投资性质的人寿险。   银联国际还特别提醒,一直以来,保险属于境外限制类商户类别,持境内银行卡购买相关保险产品,均有单笔5000美元限额,既可满足境内持卡人购买小额保险的合理需求,又实现对涉及资本项目的投资性保险的限制。 责任编辑: GDN006相关的主题文章: